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What Is Homeowners Insurance?

Homeowners insurance is a form of property insurance that covers losses and damages to your residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

(Ref: investopedia.com)  

 

What is Auto Insurance?

​When you buy or lease a car, it's important to protect that investment. Getting auto insurance can offer reassurance in case you're involved in an accident or the vehicle is stolen, vandalized or damaged by a natural disaster. Instead of paying out-of-pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other vehicle damage. (Ref: investopedia.com)

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What is Business Insurance?

 Business insurance covers losses related to unexpected events like lawsuits, accidents, or natural disasters, among others. Different types of commercial insurance products include general liability insurance, professional liability, property insurance, and home-based business insurance.  (Ref: investopedia.com)

 

What is Life Insurance?

Life insurance is a contract between an insurance company and a policy owner in which the insurer guarantees to pay a sum of money to one or more named beneficiaries when the insured person dies. In exchange, the policyholder pays premiums to the insurer during their lifetime. The best life insurance companies have good financial strength, a low number of customer complaints, high customer satisfaction, several policy types available, optional riders, and easy application processes. (Ref: investopedia.com) 

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What is  Insurance BONDS?

An insurance bond is a bond that is designed specifically to protect an individual or organization against financial loss if certain circumstances occur, such as:

• the failure of another party to fulfill a contractual obligation; or

• their employee commits fraud.

A ‘bond’ is a written promise to pay or act if specific conditions are met; e.g., an event, or the passage of time. The type of bond that most of us are familiar with is the financial instrument that governments and corporations issue for the purpose of raising capital. These bonds are effectively loan agreements. The government or corporation is the borrower and the investors/bondholders are the lenders. These ‘financial’ bonds state the terms of the loan and the promise to pay interest and to return the principal at a specific time.

An insurance bond is also a promise to pay but it has a different purpose – to protect against financial loss or to guarantee compliance. The condition for payment is not the passage of time but rather, whether and when a specific negative situation occurs. (Ref: insurancetrainingcenter.com)

 

What is Cyber Liability Insurance?​

Cyber insurance is a type of commercial coverage that protects businesses from financial losses caused by data breaches and other types of cyberattacks. It covers computer-related risks that aren’t covered by your general liability or commercial property insurance. If your business uses computers to send, receive, or store information such as employee records, tax returns, or customer invoices, you should consider buying cyber insurance. (Ref: investopedia.com)

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What is Workers Compensation?

Workers’ compensation, also known as “workers’ comp,” provides benefits to workers who become injured or ill on the job due to a work-related accident. Workers' comp covers medical costs, healthcare benefits, income for lost wages, educational retraining, and disability pay. Workers’ compensation is a state government-mandated program, but the required benefits vary from state to state. (Ref:investopedia.com)

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There are a lot more Carriers on Board, Please Call: 347-536-9484 to get Your Free Quote !!​​

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Experience/Portfolio on Financial Services Industry:​

As Your Licensed Insurance Professional You have a comprehensive range of Insurance Solutions tailored to meet Your unique Insurance(Risk) needs. My unique Platform is dedicated to providing you with the best Coverage options, Ensuring Peace of mind and Financial Security. I, Md Khalid Mostak have been with US Financial Services Industry for a Long Time and have the Experience of working also with JP Morgan Chase Bank, Washington Mutual Bank in the Pasts. While working for the Insurance Industry, Once I was Awarded with "Rookie of the Month" - Award also by New York Life Insurance Company, New York, USA. At Present I have a Platform where I may serve my Client's Insurance Need by Providing them more than One Quote, at a time, depending on criteria. Please Call: 347 - 536 - 9484 to get Your Free Insurance Quote. Please watch my Reference Videos also on YouTube www.youtube.com/@MdKhalidMostak

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